Example · pocket
$650.00
67% of the $976.00 floor
Debit
$140.00
Cash
$40.00
Bills / mo
$576.00
Thursday
4 days
Thu, Oct 15
- Pocket is $326.00 under the floor. Leftover goes there. No extras.
- No new card swipes. Pay the minimum and stop.
- Next two weeks need $504.00. The pocket can cover it. Minimums only.
- Interest is about $112.42 a month. Minimums only until the buffer holds.
Next window
Mon, Oct 12 – Sun, Oct 18
$240.00
- $45.00
Example phone plan
Wed, Oct 14
- $165.00
Example personal loan
Thu, Oct 15
- $30.00
Example BNPL — tires
Sat, Oct 17
Following window
Mon, Oct 19 – Sun, Oct 25
$264.00
- $120.00
Example car insurance
Mon, Oct 19
- $64.00
Example student loan
Tue, Oct 20
- $80.00
Example BNPL — laptop
Thu, Oct 22
Attack pile
$6,130.00
Example BNPL — laptop is first when extras open.
Two-month buffer
$1,952.00
Food $400.00 / mo. Floor $976.00.