Step 1 · What you owe
Ledger
Tap a cell to edit. Totals and lanes update on their own.
Arrow keys move between cells, Enter moves down, Escape undoes the cell you are editing.
| # | Account | Balance | Min | APR % | Due | Lane (fx) | Notes | Paid | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Parked | ||||||||
| 2 | Minimum | ||||||||
| 3 | Extra first | ||||||||
| 4 | Quick kill | ||||||||
| 5 | Card | ||||||||
| 6 | Card | ||||||||
| 7 | Must pay | ||||||||
| 8 | Must pay | ||||||||
| 9 | Must pay | ||||||||
| Formula, read-only: $12,507.00 | Formula, read-only: $576.00 | =SUM · lanes from balance, min, APR | |||||||
Formulas (fx) · how the numbers are worked out
Total owed
$12,507.00
=SUM(Balance)
Attack pile
$6,130.00
=SUMIF(Lane∈attack, Balance)
Parked / ignored
$6,200.00
=SUMIF(Lane∈park,ignore, Balance)
All minimums
$576.00
=SUM(Min)
Attack minimums
$335.00
=SUMIF(Lane∈attack, Min)
Bills / month
$576.00
=SUMIF(Due≤45d, Min)
Interest / month
$112.42
=SUM(Balance×APR/12)
Due next 7 days
$240.00
=SUMIF(Due≤today+7, Min)
Due next 14 days
$504.00
=SUMIF(Due≤today+14, Min)
Cash on hand
$830.00
=Pocket+Debit+Cash
Pocket after 7-day bills
$550.00
=Pocket+Debit−Due7
Floor met
67%
=Pocket/Floor
Month all-in
$976.00
=Bills+Food×4
Next extra: Example BNPL — laptop
$640.00
=FIRST(extra order)
Floor $976.00 · two-month buffer $1,952.00 · cash as of Sun, Oct 11